How to Start Gold SIP in Groww App? (2025 Complete Guide)

Gold has always been one of the safest investment options for Indians. With the rise of digital platforms, investing in gold has become super easy. Groww App offers an amazing feature where you can start a Gold SIP (Systematic Investment Plan) starting from just ₹10!

In this guide, you will learn step-by-step how to start Gold SIP in Groww App, its benefits, and tips to maximize your returns.

✅ What is a Gold SIP?

A Gold SIP allows you to invest a fixed amount in digital gold regularly (daily, weekly, or monthly). It's like buying small fractions of gold without worrying about storage or purity.

✅ Why Invest in Gold SIP through Groww App?

Reason	Details
Easy and Hassle-Free	Start investing in digital gold with just ₹10 through a user-friendly app, no paperwork needed.
Safe and Secure	Gold is backed by MMTC-PAMP, stored in insured vaults, ensuring 99.99% purity and safety.
Flexible SIP Options	You can invest daily, weekly, or monthly, and pause or stop the SIP anytime you want.
No Hidden Charges	No making charges or storage costs like physical gold; completely transparent pricing.
High Liquidity	Sell your digital gold anytime and get the money credited directly to your bank account.

✅ Step-by-Step Process to Start Gold SIP in Groww App (2025)

1. Download & Install Groww App

• Available on both Google Play Store & Apple App Store.
• Complete KYC verification if not done.

2. Login or Sign Up

• Use your registered mobile number and verify with OTP.

3. Go to the ‘Gold’ Section

• On the dashboard, scroll and find ‘Gold’.
• Tap on ‘Buy Gold’.

4. Select ‘SIP’ Option

• Choose ‘SIP’ instead of a one-time investment.
• Enter the amount you want to invest (starting from ₹10).

5. Set SIP Frequency

• Select daily, weekly, or monthly SIP.
• Pick the auto-pay option if you want automatic deductions.

6. Confirm & Start SIP

• Confirm all details and make the first payment.
• Congratulations! Your Gold SIP is active.

✅ Features of Groww Gold SIP

Feature	Details
Minimum Investment	Start with as low as ₹10
Gold Purity	24K - 99.99% Pure Gold
Gold Provider	MMTC-PAMP Certified Gold
SIP Flexibility	Daily, Weekly, or Monthly SIP Options
Redemption	Sell Anytime and Get Instant Money
Storage & Security	Vault Storage with Full Insurance
Charges	No Making Charges or Hidden Fees

✅ Pros and Cons of Gold SIP in Groww App

✔ Pros:

• Affordable: Start small and build gradually
• Hassle-Free: No need to visit jewellers
• Secure Storage: No risk of theft
• Easy Liquidity: Sell anytime through the app

❌ Cons:

• No Physical Delivery Option (Digital Gold only)
• Market Risk (Gold prices fluctuate)
• GST Applicable on purchases

✅ Tips to Maximize Returns from Gold SIP

1. Start Early: The sooner you start, the better returns you can get.
2. Consistency is Key: Stick to your SIP plan even if prices go up/down.
3. Long-Term Investment: Consider gold as a long-term asset to hedge against inflation.

✅ Is Groww Gold SIP Safe?

Yes! Groww’s Digital Gold is 100% safe, stored in secured vaults by MMTC-PAMP, and every gram is backed by real physical gold.

✅ Conclusion

Investing in Gold SIP through Groww App is one of the smartest ways to diversify your portfolio in 2025. With minimum investment and complete flexibility, anyone can start investing in gold without hassle.

✅ FAQs

Q1. What is the minimum investment amount in Groww Gold SIP?
👉 You can start with just ₹10.

Q2. Can I withdraw my Gold SIP anytime?
👉 Yes, you can sell anytime, and the money will be credited to your account.

Q3. Is GST applicable on Gold SIP in Groww?
👉 Yes, 3% GST is applicable as per Indian laws.